AI operations for banking and payments

Regulated operations,
moving continuously.

CoClerk™ coordinates document-heavy banking and payment workflows — from underwriting and account opening to cybersecurity alerts and payment operations — with clear controls, reviews and audit trails.

Read the field notes
Bright modern office with law books and a navy pen

Everything your operations team needs

Application intakeCapture and organize new applications
Underwriting prepReview-ready packages for decision-makers
Account openingOnboarding from application to activation
VerificationIdentity and business document checks
Alert triageEnrich, prioritize and escalate alerts
Payment operationsValidate, route and reconcile payments
Exception routingSend edge cases to the right approver
Audit trailsComplete, reviewable operational records
SOC 2Type II
PHIPACompliant
PIPEDACompliant
The bottleneck

Where the hours go — and why they don't have to.

Applications stall in review.

Missing documents, inconsistent data and repeated follow-ups slow underwriting decisions and create avoidable manual queues.

Account opening fragments.

Identity checks, business documents, approvals and customer updates often live across disconnected teams and systems.

Alerts overwhelm operators.

Security and payment teams face high alert volumes, repetitive investigation steps and too little time for the cases that need judgment.

What handles

The workflows we automate for your team.

01

Underwriting process

CoClerk™ collects application material, extracts key facts, flags gaps and prepares a complete review package for authorized decision-makers.

  • Document collection and completeness checks
  • Structured applicant and financial summaries
  • Exception routing and approval checkpoints
02

Account opening

Customer and business onboarding moves through a consistent sequence from application to verified, approved and ready for activation.

  • Identity and business-document coordination
  • Missing-information follow-ups
  • Clear status updates and hand-offs
03

Cybersecurity monitoring & alerting

CoClerk™ organizes incoming alerts, enriches context, applies your escalation rules and keeps the investigation record complete for security review.

  • Alert intake and contextual enrichment
  • Priority and escalation workflows
  • Auditable investigation summaries
04

Payment automation

Routine payment operations are validated, routed and reconciled while exceptions move to the right person with the supporting context attached.

  • Payment instruction validation
  • Exception and approval routing
  • Reconciliation and operational reporting
What teams see
50%
Faster document and exception review cycles.
24/7
Monitoring, routing and follow-up across operations.
100%
Review checkpoints on controlled decisions.
Frequently asked

Answers, before you ask.

Does CoClerk™ make underwriting decisions?
No. CoClerk™ prepares information, checks completeness and routes exceptions. Authorized personnel retain decision authority and approval responsibility.
Can CoClerk™ support both US and Canadian operations?
Yes. Workflows can reflect applicable US and Canadian policies, terminology, approval structures, recordkeeping and privacy requirements.
How are cybersecurity alerts handled?
CoClerk™ organizes and enriches alert information, applies your escalation rules and prepares an audit-ready investigation record. Security professionals remain in control of response decisions.
Can it fit our current approval process?
Yes. CoClerk™ follows your existing roles, thresholds, review steps and exception paths rather than forcing a generic process.
Other operations we automate
Field notes
Ready when you are

See on your caseload.

SOC 2Type II
PHIPACompliant
PIPEDACompliant